🏍️ Looking for a California Motorcycle Insurance Quote?
Affordable California motorcycle coverage. Fast and easy.
Looking for reliable motorcycle insurance in California? You're in the right place. At Advice Insurance Agency, we make it simple to get the right coverage at the best price. Whether you're insuring your first bike, switching providers, or just checking rates, we’ve got you covered so you can ride with confidence.
🛡️ Why Motorcycle Insurance Matters
Riding without insurance in California isn’t just risky — it’s illegal. If you're caught without coverage, you could face:
- Registration suspension
- Bike impoundment
- Fines and penalties
- License suspension
- Legal liability if you're in an accident
Plus, if you’re involved in a crash, out-of-pocket costs can be massive. California law requires all riders to carry minimum liability insurance while operating a motorcycle.
📈 New California Minimum Liability Limits (Effective January 1, 2025)
California has recently raised the required minimum liability limits. If your motorcycle policy still carries the old limits, you’re now underinsured by law.
| Coverage Type | Old Minimum | New Minimum |
|---|---|---|
| Bodily Injury (per person) | $15,000 | $30,000 |
| Bodily Injury (per accident) | $30,000 | $60,000 |
| Property Damage | $5,000 | $15,000 |
Make sure you’re in compliance. We can check your current motorcycle policy quickly and let you know if you need an update.
These changes are part of California Senate Bill 1107. Read the full bill here.
👨💼 Why Choose Us?
- Local, independent agency — over 30 years helping California riders
- Personalized service from real agents who ride and care
- Multi-policy and good rider discounts available
- Fast turnaround on quotes — often within minutes
- Competitive rates to fit your riding style and budget
Our team is here to help you get the best possible California motorcycle insurance quote based on your riding history, coverage needs, and budget. We’re local, experienced, and committed to helping you ride protected without overpaying.
💬 Questions About Motorcycle Insurance in California?
Motorcycle insurance in California can feel like a maze — especially with so many companies, coverage options, and changing state laws. Whether you’re a new rider or a seasoned biker, we’re here to simplify the process and help you find a policy that fits your riding lifestyle and budget.
Many riders come to us with the same questions: What’s the cheapest motorcycle insurance in California? Do I need full coverage on my bike? What if I’ve had tickets or an accident? At Advice Insurance Agency, we help you sort through the noise with honest, personalized answers — no pressure, just real help.
We specialize in California motorcycle insurance for all types of riders, from clean records to high-risk. We’ll walk you through your coverage options, including liability, comprehensive, collision, and uninsured motorist coverage. Need insurance for a scooter or moped? Just ask. We’ve got real solutions — not cookie-cutter quotes.
Our agency is based right here in California, and we know the local roads, riding conditions, and insurance requirements. With fast turnaround times, we can often get you covered the same day — no waiting, no hassle.
Still have questions? Check out our frequently asked questions below, or give us a call to talk with a licensed agent.
Peace of mind, covered. See why Californians trust Advice Insurance for fast, reliable motorcycle insurance coverage.
If you’re still not sure what kind of California motorcycle insurance quote you need, check out our FAQs below or contact us directly. We’ll help you make sense of it all — no pressure.
California Motorcycle Insurance FAQ
Can I get a motorcycle insurance quote without a motorcycle license?
In many cases, yes. We can often provide a quote using your personal information and may be able to help you secure coverage once your motorcycle license is obtained.
What if I need an SR-22 for my motorcycle?
No problem. We help riders who need SR-22 filings for their motorcycle. We can usually file the form electronically and get you back on the road quickly.
How fast can I get motorcycle coverage?
We can often quote, bind, and issue motorcycle policies the same day. In many cases, you can get proof of insurance within minutes so you can ride legally and confidently.
Can I add or remove bikes or riders after getting a policy?
Yes. You can request changes anytime through our website’s service center or by contacting our team. Changes like removing a motorcycle can often take effect immediately.
Do you work with multiple motorcycle insurance companies?
Yes, we work with a variety of insurance companies to help you find the best rates and coverage options for your motorcycle, riding habits, and budget.