Delete a Vehicle from Your Policy

🧠 FAQ: Deleting a Vehicle

Will deleting a vehicle lower my premium?

Yes—your rate is recalculated based on the remaining vehicles and drivers. Refunds for unused premium are typically issued by the carrier within 7–10 business days.

Can I keep comprehensive coverage on a stored car?

Certain carriers allow you to switch to a storage‑only or comprehensive‑only policy for a garaged vehicle. Ask us if that option makes sense for you.

Do I need proof of sale?

Not always, but providing a bill of sale or DMV Release of Liability helps ensure the effective date is accurate and protects you from future liability claims.

What if I’m buying another car soon?

No problem! We can coordinate a same‑day removal and addition so there’s no gap in coverage—or leave the vehicle active until the replacement is secured.

📋 Why It’s Important to Delete a Vehicle Promptly

Car insurance follows the vehicle. If you’ve sold or transferred a car but keep it on your policy, you may still be liable for claims long after it’s left your driveway, and you’ll continue paying for coverage you no longer need. Deleting a vehicle promptly ensures:

• You’re not charged unnecessary premium
• Your policy accurately reflects your household’s risk
• Your DMV records, lienholder requirements, and insurance docs all match

We’ll walk you through the process step by step and confirm everything with your carrier so you can move on to the next chapter—worry‑free.

📎 Useful Advice Links

• Get a Fresh Auto Insurance Quote
• Contact Our Office
• Visit the Quote Center
• Need to Add a Vehicle Instead?

🔗 External Resources

Sold your car? Don’t forget to complete the California DMV Notice of Transfer and Release of Liability within 5 days of the sale.

If you’ve recently sold a vehicle or are preparing to transfer ownership, let us know as soon as possible. We’ll update your records, adjust your premium, and issue any necessary proof of insurance the same day—usually within minutes.

At Advice Insurance, our goal is to keep your coverage perfectly in sync with your life. When you delete a vehicle, you’re ensuring that your policy, your lender, and the DMV all reflect your current situation—something we’re happy to assist you with every step of the way.